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O seu dinheiro ainda está na poupança?

Se você está acostumada a “guardar” o seu dinheiro apenas na poupança, por que não começar a pensar em outros investimentos?

Pensando bem, nem dá pra considerar a poupança um “investimento”, não é mesmo?

Hoje, o rendimento da poupança é muito baixo e é bem provável que continue dessa forma. Isso porque vivemos em um cenário de juros baixos e causa um impacto direto no rendimento da poupança.

Além disso, é como se você estivesse apenas guardando dinheiro embaixo do colchão. E, enquanto tudo o que você precisa comprar fica mais caro, o seu dinheiro continua o mesmo. É o fenômeno da inflação.

Tem mais um detalhe: a poupança tem rentabilidade mensal. E o que significa isso? Se você retirar o dinheiro antes da data de aniversário, ou seja, antes de completar 30 dias aplicado, você perde todo o rendimento do período. Não é legal.

Então, é interessante começar a procurar por investimentos com rendimento diário (títulos públicos, títulos de renda fixa, etc.).

Aprender a investir é um círculo virtuoso: quanto mais você entende o funcionamento, mais quer pesquisar e aplicar. Você só precisa dar o primeiro passo.

Entenda que os seus investimentos são a sua empresa: assim você não se preocupa tanto com os altos e baixos da economia a curto prazo e se concentra no trabalho para fortalecer e tornar a “empresa” viável a longo prazo! 

Tudo isso passa pelo processo de aprendizado. Você está disposta a mudar de nível? Se precisar de ajuda, baixe o e-book gratuito “Mulher na Bolsa – primeiros passos”.  Vai te auxiliar muito na organização das finanças e no início dos investimentos.

 

O aprendizado é um processo que não tem fim, então, seja uma aluna aplicada na escola da vida. Você sempre terá dinheiro se souber ganhar, investir e gastar.

 

Nunca se canse de aprender, questionar, treinar e evoluir.

 

Vamos juntas?

Carol Daher

 


Preparei o curso MB3 pra você aprender a organizar as suas finanças e começar a investir! É totalmente on-line e você pode assistir as aulas quando quiser! Conheça e faça a sua inscrição clicando aqui 

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